Pay less. Be Zen with your finances. Reduce debt.

Is your financial stress disrupting your Zen?

We can help you to get financial enlightenment.

Debt can be a thing of the past

Our gurus can help you pay less on debt. Take the journey with us to financial enlightenment and banish those dreaded instalments that take up a large portion of your monthly income.

Pay one instalment

Our gurus can combine and consolidate all your monthly debt repayments into one affordable monthly payment. Easier to track, easier to manage and a whole lot cheaper than your current monthly payments.

Banish bad debt

We’ll accompany you on your journey to financial enlightenment and peace. Our gurus will give guidance and assistance to you if you are in arrears. No judgment. Our gurus know how prone we all are to bad debt in today’s economic climate.

With a little help and guidance, you can achieve financial inner peace.

Pay less on debt

Pay what you can afford. Our gurus can reduce your monthly repayments and show you the way to financial independence.

Rates and charges

The pessimistic will say nothing in life is for free. Our gurus agree, but our fees are included in your monthly repayments. You are still saving money but you getting expert assistance and advice. The road to financial independence is paved.

Legal protection

Our gurus have a trick up their sleeves. They have a team of legal advisors. We’ll take over communication with debt collectors and protect you. No bad energy will come your way. Positive vibes are guaranteed.

Our founding gurus are revered members of the debt counseling industry.

We're focused on delivering high-quality and professional service and assistance. We're regulated and registered.

Our promise is compassion and excellence. We’re here to be your guide to financial enlightenment and independence. The journey will not be easy. We’re here to make sure your journey leads to a destination of financial freedom and stability so that you can be Zen once again.

A prosperous future is possible

Our gurus have helped thousands of individuals in their journeys to becoming debt free. We’ve calculated the payment plans. We’ve listened to the stories. We’ve issued the clearance certificates. We have the experience to help you do the same.

Our Services

Pay less on debt

Struggling to keep up with the demands of your debt repayments? Are debt collectors disrupting your positive energy? We can help.

Reduced interest rates

Your interest rates will not be more than what you are currently paying. More than 90% of our clients will see a reduction in interest rates when applying with BudgetGuru.

Consolidate

One reduced instalment for all your debt. We combine your payments and reduce the payments to a more affordable monthly premium.

Legal Protection

We make use of some of the best legal practitioners. Our team and legal representatives know and understand the National Credit Act.

Let's help you to get financial enlightenment.

Pay less on debt
Get a cleared credit profile
Experienced professionals
One monthly repayment
Your assets are protected
No sequestration
No administration
Reduced interest rates

Frequently Asked Questions

We understand that the journey to financial freedom might seem daunting. That’s why we’ve gone through the trouble of listing a few frequently asked questions on our website. Undoubtedly you will have more. Please, feel free to contact us directly to present your queries and concerns to our gurus. Have a chat and discuss all the ins and outs of applying with BudgetGuru.

How much less will I pay on my debt?

Every person’s situation is a bit different and some save more than others. The reductions we offer are usually quite significant. We perform a quick credit check and assessment and present you with a quote in a few minutes.

Will I be blacklisted?

We do not blacklist our clients. You will however not be able to apply for credit until you have settled all your debt with the exception of home loans. Once you’re done, you’re cleared and debt free.

How long will it take to pay my debt in full?

Each one of our clients has a different journey. Some will complete the process in 12 months and some will take 60 months to become debt free. The more you pay the sooner you finish, and you could always increase your instalments and finish sooner. Some even settle their debts in full. You have control over your journey. The average consumer will take roughly 38 months to complete the process.

Will my assets be safe?

Your assets are safe. If you keep up with your agreed repayments credit providers cannot take any legal action against you. The same conditions apply to consumers who do not keep up with payments outside of our service offering. Credit providers will likely take legal action against defaulting consumers.

Do I have to apply when you provide a quote?

Certainly not. This is a voluntary service, and you will have to complete an application form to apply. This protects you from signing up to a service you do not want.

We are here to help!


Phone Us

Our Office

Office 2, 469 Julius Jeppe Street, Waterkloof Park, Pretoria, 0181

Email Us

info@budgetguru.co.za

BudgetGuru Shared Services (Pty) Ltd trading as BudgetGuru is registered with the NCR (NCRDC3584). (Privacy policy/POPIA compliant.) BudgetGuru will not share any information with any unauthorized parties nor use the information supplied by consumers other than the intended purpose. Consumers who supply BudgetGuru consultants with personal identification information consent and authorise BudgetGuru to obtain said consumers full credit record from any/all registered credit bureaus and any other registers that may contain any of users credit information. Consumers also authorise BudgetGuru to store their credit and account information in their system for as long as it may be necessary, in order to perform the functions as envisioned through Section 86 of the National Credit Act.